:root{--navy:#163084;--blue:#2070B0;--blue2:#2575BC;--cyan:#20A0D0;--ink:#121a33;--muted:#5a6480;--line:#e3e8f2;--soft:#f4f7fc;--bg:#fff}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Plus Jakarta Sans",system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--blue)}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
/* nav */
.nav{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;gap:28px;height:68px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;color:var(--navy);text-decoration:none;letter-spacing:-.2px}
.brand img{width:32px;height:32px}
.brand i{color:var(--cyan);font-style:normal}
.nav .links{display:flex;gap:24px;margin-left:auto;align-items:center}
.nav .links a{color:var(--muted);text-decoration:none;font-weight:600;font-size:15px}
.nav .links a:hover{color:var(--navy)}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;border-radius:12px;font-weight:700;font-size:15px;text-decoration:none;border:2px solid transparent;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px)}
.btn.primary{background:var(--cyan);color:#fff;box-shadow:0 8px 24px rgba(32,160,208,.35)}
.btn.ghost{border-color:rgba(255,255,255,.5);color:#fff}
.btn.dark{background:var(--navy);color:#fff!important;padding:9px 18px}
/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(32,160,208,.35),transparent 60%),linear-gradient(135deg,#163084 0%,#1d4a9e 55%,#2070B0 100%);color:#fff;position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding-top:88px;padding-bottom:96px}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#bfe9f7;background:rgba(255,255,255,.1);padding:6px 12px;border-radius:99px}
.hero h1{font-size:54px;line-height:1.08;margin:18px 0 18px;letter-spacing:-1.2px}
.hero h1 em{font-style:normal;color:#7fd6f2}
.hero p.lead{font-size:19px;color:#dbe6ff;max-width:540px;margin:0 0 30px}
.hero .cta{display:flex;gap:14px;flex-wrap:wrap}
.hero .note{font-size:13px;color:#aebfe8;margin-top:14px}
.radar{position:relative;aspect-ratio:1;max-width:440px;margin-left:auto;width:100%}
.radar .ring{position:absolute;inset:0;border-radius:50%;border:1px solid rgba(255,255,255,.18)}
.radar .ring:nth-child(2){inset:14%}.radar .ring:nth-child(3){inset:28%}.radar .ring:nth-child(4){inset:42%}
.radar .sweep{position:absolute;inset:0;border-radius:50%;background:conic-gradient(from 0deg,rgba(32,160,208,.55),rgba(32,160,208,0) 22%);animation:spin 6s linear infinite}
.radar .card{position:absolute;background:#fff;color:var(--ink);border-radius:14px;padding:12px 14px;box-shadow:0 18px 40px rgba(6,20,60,.35);font-size:13px;width:220px}
.radar .card b{display:block;font-size:13.5px;color:var(--navy)}
.radar .card small{color:var(--muted)}
.radar .c1{top:8%;left:-6%}.radar .c2{bottom:20%;right:-4%}.radar .c3{bottom:-2%;left:6%}
.dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--cyan);margin-right:6px}
.dot.rec{background:#e5484d;animation:blink 1.4s infinite}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes blink{50%{opacity:.25}}
/* sections */
section{padding:88px 0}
.sec-head{text-align:center;max-width:680px;margin:0 auto 52px}
.sec-head h2{font-size:38px;letter-spacing:-.8px;margin:10px 0 12px;color:var(--navy);line-height:1.15}
.sec-head p{color:var(--muted);font-size:17px;margin:0}
.kicker{font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--cyan)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:s}
.step{background:var(--soft);border-radius:18px;padding:28px;position:relative}
.step:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:var(--navy);color:#fff;font-weight:800;margin-bottom:16px}
.step h3{margin:0 0 8px;font-size:19px;color:var(--navy)}
.step p{margin:0;color:var(--muted);font-size:15.5px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.feat{border:1px solid var(--line);border-radius:18px;padding:26px;background:#fff}
.feat .ic{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,var(--blue),var(--cyan));color:#fff;margin-bottom:16px}
.feat .ic svg{width:22px;height:22px}
.feat h3{margin:0 0 8px;font-size:18px;color:var(--navy)}
.feat p{margin:0;color:var(--muted);font-size:15px}
.alt{background:var(--soft)}
.choices{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.choice{background:#fff;border-radius:18px;padding:28px;border-top:4px solid var(--blue)}
.choice:nth-child(2){border-top-color:var(--cyan)}.choice:nth-child(3){border-top-color:var(--navy)}
.choice h3{margin:0 0 6px;color:var(--navy);font-size:19px}
.choice .tag{font-size:12.5px;font-weight:700;color:var(--blue);text-transform:uppercase;letter-spacing:.06em}
.choice p{color:var(--muted);font-size:15px;margin:10px 0 0}
.faq{max-width:780px;margin:0 auto}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{cursor:pointer;font-weight:700;font-size:17px;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";color:var(--cyan);font-size:22px;line-height:1}
.faq details[open] summary:after{content:"–"}
.faq p{color:var(--muted);margin:10px 0 0}
.band{background:linear-gradient(135deg,var(--navy),var(--blue2));color:#fff;border-radius:24px;padding:56px;text-align:center}
.band h2{font-size:34px;margin:0 0 10px;letter-spacing:-.6px}
.band p{color:#d6e2ff;margin:0 0 26px;font-size:17px}
footer{border-top:1px solid var(--line);padding:36px 0;color:var(--muted);font-size:14px}
footer .wrap{display:flex;gap:20px;align-items:center;flex-wrap:wrap}
footer .links{display:flex;gap:20px;margin-left:auto}
footer a{color:var(--muted);text-decoration:none}
footer a:hover{color:var(--navy)}
/* legal pages */
.legal-hero{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;padding:64px 0 52px}
.legal-hero h1{margin:0 0 8px;font-size:42px;letter-spacing:-.8px}
.legal-hero p{margin:0;color:#cfdcff}
.legal{display:grid;grid-template-columns:240px 1fr;gap:48px;padding:56px 24px 88px}
.toc{position:sticky;top:92px;align-self:start;font-size:14px}
.toc b{display:block;color:var(--navy);margin-bottom:10px}
.toc a{display:block;color:var(--muted);text-decoration:none;padding:5px 0 5px 12px;border-left:2px solid var(--line)}
.toc a:hover{color:var(--navy);border-left-color:var(--cyan)}
.doc h2{color:var(--navy);font-size:23px;margin:40px 0 12px;scroll-margin-top:90px;letter-spacing:-.3px}
.doc h2:first-child{margin-top:0}
.doc h3{font-size:17px;margin:22px 0 8px;color:var(--ink)}
.doc p,.doc li{color:#333c57;font-size:16px}
.doc ul{padding-left:22px}
.doc li{margin:6px 0}
.box{background:var(--soft);border-left:4px solid var(--cyan);border-radius:10px;padding:18px 20px;margin:18px 0}
.box p{margin:0}
table.t{width:100%;border-collapse:collapse;margin:14px 0;font-size:15px}
table.t th,table.t td{text-align:left;padding:11px 12px;border-bottom:1px solid var(--line);vertical-align:top}
table.t th{color:var(--navy);background:var(--soft)}
@media (max-width:900px){
 .hero .wrap{grid-template-columns:1fr;padding-top:56px;padding-bottom:64px}
 .hero h1{font-size:38px}
 .radar{max-width:340px;margin:20px auto 0}
 .radar .card{width:190px;font-size:12px}
 .steps,.grid,.choices{grid-template-columns:1fr}
 .nav .links a:not(.btn){display:none}
 .sec-head h2{font-size:30px}
 .band{padding:36px 22px}
 .legal{grid-template-columns:1fr;gap:20px}
 .toc{position:static}
 section{padding:64px 0}
}